Health Insurance Guide

Individual Health Insurance Plans Section


Welcome to Health Insurance Guide

Individual Health Insurance Plans Article

16) Only if you have interest in learning more about #KEYWORDS# should you read this article. It provides all you want to know about #KEYWORDS#. The Internet proves to be an interesting means to learn about health insurance. This is why we have added this article on health insurance here Some of the matter found here that is pertaining to health insurance seems to be quite obvious. You may be surprised how come you never knew about it before! Your Insurance Policy and Earthquakes If you are a homeowner in the United States, you may think that your homeowners insurance covers you in the event of any major catastrophe that may strike your home. Think again. In the United States earthquake damage to homes is not covered by standard homeowners insurance. Although other forms of insurance cover damage brought on by earthquakes such as car insurance, after examining your homeowner’s insurance policy a little closer, you will likely find that your home is not covered in the event of an earthquake. The presentation of an article on health insurance plays an important role in getting the reader interested in reading it. This is the reason for this presentation, which has gotten you interested in reading it! Accept the way things are in life. Only then will you be able to accept these points on #KEYWORDS#. health insurance can be considered to be part and parcel of life. In the United States there are certain areas and regions that are more prone to earthquakes. The west coast, for example, lies directly above a major fault line in the Earth causing frequent earthquakes, some of which have been tremendous. California is one state that has been home to a number of disastrous earthquakes throughout history. However, if you do not live on the west coast of the United States do not assume you are free of the danger of earthquakes. Earthquakes can occur anywhere at anytime and on average about 5,000 earthquakes occur in the United States each year. In the past century earthquakes had been registered in 39 of the 50 United States, well over half of the country. Earthquakes measuring at least a 7 on the Richter scale, which measures the magnitude of an earthquake, occurred in both the eastern and central regions of the United States in the 19th century. Earthquakes can range from barely being able to be felt, to shaking the ground so violently that major buildings collapse to the ground. If you happen to be caught in one of the worse earthquakes your home will surely be damaged. The most recent earthquake to cause considerable damage to surrounding areas was in Northridge, California in 1994. The earthquake measured at a 6.7 magnitude on the Richter scale and caused almost twenty million dollars in damage in Northridge and the surrounding towns and cities. A major earthquake has the ability to cause billions of dollars in damage to homes, businesses and entire communities. The Northridge earthquake only measured a 6.7, but there have been a number of larger earthquakes around the world in subsequent years, including the earthquake centered in the Indian Ocean which caused the Asian tsunami. That earthquake measured a 9 on the Richter scale. It was our decision to write so much on health insurance after finding out that there is still so much to learn on health insurance. Producing such an interesting anecdote on health insurance took a lot of time and hard work. So it would be enhancing to us to learn that you have made good use of this hard work! Do not assume that just because your homeowners insurance does not offer coverage for earthquakes that you will not find coverage. Earthquake insurance is available throughout the country for those who wish to protect their homes and possessions from the threat of earthquakes. Although a considerably low amount of Americans currently have earthquake insurance, if you live in an area that is at high risk of major earthquakes, you would be a fool not to invest in earthquake insurance. Officials realize how important earthquake insurance is for Americans in certain areas of the country like the west coast. They have made strides in recent years to make cuts on earthquake insurance rates in states like California where it is vital for citizens to consider insuring themselves against the damage of earthquakes. It is only because that we are rather fluent on the subject of health insurance that we have ventured on writing something so influential on health insurance like this! Earthquake insurance can be relatively easy to get. Other types of disaster insurance not covered in homeowner’s insurance policies, such as flood insurance, are only offered through the government. However, earthquake insurance can be easily obtained through private insurance companies. This makes obtaining earthquake insurance more convenient for the common citizen. Residents of California can also obtain earthquake insurance policies from the California Earthquake Authority. Earthquake insurance will cover any structural damage to your home and its contents due to the shaking and shifting of the earth caused by earthquakes. Other damage to your home will be covered through your homeowner’s insurance. Unlike other natural disasters such as major hurricanes and tornadoes, earthquakes of any size cannot be predicted. There is no way for scientists to tell when an earthquake will strike, which is why it is so important for you to be properly prepared for a major destructive earthquake. If you live in an area with a high risk of earthquake damage, make sure your home and possessions are insured to make certain you are not left with major losses. We had never thought that we could write so much about health insurance. We just got to writing, and voila, this article.


Individual Health Insurance Plans Best products


Individual Health Insurance Plans News

Would McCain's health proposal get the job done? - Chicago Tribune


Media General Washington Bureau

Would McCain's health proposal get the job done?
Chicago Tribune, United States - Jul 17, 2008
Millions of Americans now covered by employer group health plans would replace their group coverage with individual medical policies. 2. ...
USA Today Examines Individual Health Insurance Market ... Kaiser network.org
Employers Hear Details of McCain, Obama Health Plans Workforce Management
Low health insurance caps leave patients stranded The Associated Press
Center For American Progress - Arizona Republic
all 175 news articles

Read more...


House Committee To Investigate Health Insurance Policy Rescissions ... - Kaiser network.org


ABC News

House Committee To Investigate Health Insurance Policy Rescissions ...
Kaiser network.org, DC - Jul 18, 2008
Waxman said that, under the Health Insurance Portability and Accountability Act, individual health insurance policyholders who have their policies canceled ...
Insurance Cancellation Questions Could Spread Beyond California Wall Street Journal Blogs
California fines two health plans $13 million Los Angeles Times
Blue Cross/Shield Pay $13 Million for Improper Cancellation InjuryBoard.com
Bizjournals.com - San Francisco Chronicle
all 406 news articles

Read more...


Individual health policies leave many in the lurch - USA Today


Individual health policies leave many in the lurch
USA Today - Jul 16, 2008
A December report by America's Health Insurance Plans, the industry's lobbying group, examined nearly 1.9 million individual applications. ...

Read more...


Health coverage cancellations to be probed - United Press International


United Press International

Health coverage cancellations to be probed
United Press International - Jul 18, 2008
Stephanie Kanwit, a lawyer for America's Health Insurance Plans, told the committee rescinding coverage is rarely used but necessary to ensure that people ...

Read more...


US to Probe Health Plans That Cancel Sick Members (Update2) - Bloomberg


United Press International

US to Probe Health Plans That Cancel Sick Members (Update2)
Bloomberg - Jul 17, 2008
Abby Block, who heads the agency's oversight of the individual health insurance market, said she and four staff members have limited authority to intervene ...
Utah couple testifies on yanked coverage Salt Lake Tribune
all 14 news articles

Read more...


Congressional committee will probe health insurers that cancel ... - Los Angeles Times


Congressional committee will probe health insurers that cancel ...
Los Angeles Times, CA - Jul 18, 2008
Stephanie Kanwit, a lawyer for America's Health Insurance Plans, told the committee that rescission of coverage is a rarely used tool that is necessary to ...

Read more...